You’ve seen it countless times: the person in front of you in line at the grocery store or coffee shop pays by simply tapping their phone. It looks incredibly easy and convenient, but a question pops into your head: “Is that really safe?” It’s one of the most common questions in modern finance: are mobile…
Every time you tap to pay for coffee, split a bill with Venmo, or buy something online, you’re more than just moving money. You’re leaving a small, invisible trail of data—your digital financial footprint. Most people know about the digital trail they leave on social media, but their financial footprint is often more sensitive and…
The moment you realize your phone is gone is a moment of pure panic. Your digital life—and especially your financial life—feels instantly vulnerable. But here’s the good news: modern smartphones are incredibly secure, if you act quickly. As a Computer Scientist, I’m going to give you a clear, prioritized emergency action plan to lock down…
Safely setting up your mobile banking app is an essential skill in today’s digital world. It can feel a little daunting, but the good news is, it’s easier and more secure than you think. You can bank from your couch, transfer money in seconds, and deposit checks without ever having to visit a branch. My…
Imagine you’re at a busy coffee shop checkout, phone in hand. The cashier points to the payment terminal, where you see two options: the familiar contactless “wave” symbol (NFC) and a QR code taped to the counter. Both offer a quick, phone-based way to pay, but they work very differently. So, which one is actually…
Remember that sinking feeling you get when an email pops up from your bank saying, “A suspicious login attempt was detected”? That moment of panic is a harsh reminder that a simple password isn’t enough to protect your money. In a world of increasing data breaches and sophisticated phishing scams, relying on a single layer…
The digital world has revolutionized how we conduct business and manage our finances, making transactions faster and more convenient than ever before. However, with this convenience comes a growing threat: online payment scams. In fact, according to the FBI’s Internet Crime Complaint Center (IC3), phishing schemes were the most reported cybercrime last year, costing victims…
Ever breezed through the checkout line with a satisfying “beep” just by tapping your phone? That’s the magic of Near Field Communication (NFC), the short-range wireless technology that powers modern “tap and pay.” This guide will demystify how NFC works, show you how to use it safely, and answer every question you have about its…
Tired of carrying a bulky physical wallet? Imagine paying for groceries, splitting a bill with a friend, and even storing your concert tickets, all with a simple tap of your phone. That’s the power of a digital wallet. In its simplest form, a digital wallet is a secure, software-based system that stores your payment information…
Hitting your GTBank transfer limit at the worst possible moment? Yeah, I’ve been there—right in the middle of a transaction, and boom… “Limit exceeded.” Frustrating, right? The good news is, you can increase your transfer limit on both GTB’s mobile app and USSD (737#)—and it doesn’t take long once you know what you’re doing. I’ve…